Sunday, October 08, 2017

Citibank Nigeria Limited Graduate Analyst Recruitment


Citibank Nigeria Limited, the leading global financial services company, provides consumers, corporations, governments and institutions with a broad range of financial products and services.Citibank Nigeria Limited Graduate Analyst Recruitment

We are recruiting to fill the position below:

Job Title: Analyst

Job ID: 17069832
Location: Lagos

Job Purpose
  • The principal purpose of the position is to facilitate a focused and orderly interface between Corporate Bank’s customers, all the product and service groups in order to maximize revenues from customer relationships.
The major objectives of the position are:
  • Managing Citibank relationships in the Corporate Bank
  • Marketing and converting new target market names
  • Ensure that the unit revenue goals are met
  • The impact this position has on the bank is to contribute to ensuring that the franchise remains the leading Public Sector, Infrastructure, Telecoms and Industrials or Energy Commercial Bank in Nigeria.
Key Responsibilities
  • Develop and implement continuous (independent and joint) calling programs and interactions/discussions with assigned accounts and on prospective clients to create a continuous flow of incremental business opportunities.
  • Credit process initiation, including proposal preparation, loan administration and remedial action as required.
  • Design and sell, in conjunction with product managers, solutions that meet customers’ particular needs.
  • Work closely with Citiservice in providing account management and customer service to key customers.
  • Responsible for achieving revenue goals from assigned relationships in the most cost effective manner.
  • Maintain asset quality to avoid delinquent or impaired asset portfolio.
  • Prepare quarterly credit call memo for all relationship under management.
  • Negotiation of loan/credit terms and conditions, pricing determination for various products, closing of transactions and follow up after sales.
  • Responsible jointly with Risk analyst for initial, annual and interim credit review of all assigned relationships credit.
Business Relationships
Internal:
  • Frequently interact with Advisory, Fixed Income, EAF and Corporate Finance units to generate structured customer solutions and incremental risk assets.
  • Frequently interact with Risk and CRMS to maintain acceptable credit quality  of assigned relationships
  • Frequently interact with Citiservice and OandT in general and Parent Account Management teams of all Public Sector, Infrastructure, Telecoms and other Corporate and Commercial names and provide proactive customer service.
  • Frequently interact with TTS to achieve high credit cross sell ratio by actively selling cash management and trade products.
External:
  • Frequently interact with relevant Corporate and Commercial customers and TM prospects to generate incremental business for the bank
Qualifications

  • A B.Sc / BA degree.
  • A postgraduate degree and relevant professional qualifications will be an added advantage.
Skills and Experience:
  • Minimum of 4 to 6 years post qualification experience
  • Minimum continuous credit and financial analysis experience or relevant experience from other areas of the bank or other companies.
  • Customer management and negotiation skills
  • Ability to recognize and exploit business opportunities
  • Analytical skills
Thinking Complexities:
  • Understanding the impact of constant regulatory changes on customers businesses and in converting them to business opportunities
  • Ability to convince customers to adhere to high compliance/ethical standards of Citibank for transaction processing in a non-compliant environment.
  • Problem loan recognition capability
  • Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience.
  • Ability to optimally coordinate the activities of the different units within the bank in order to deliver good quality service to the customer.
  • Designing strategies and products to enable Citibank  stay ahead of competition
Valuing Diversity:
  • Demonstrates an appreciation of a diverse workforce. Appreciates differences in style or perspective and uses differences to add value to decisions or actions and organisational success.
How to Apply
Interested and qualified candidates should:
Click here to apply

Graduate Market Support Analyst at Nigerian Stock Exchange (NSE)


The Nigerian Stock Exchange, services the largest economy in Africa, and is championing the development of Africa’s financial markets. The Exchange offers listing and trading services, licensing services, market data solutions, ancillary technology services, and more. It is an open, professional and vibrant exchange, connecting Nigeria, Africa and the world.

We are recruiting to fill the position below:

Job Title: Market Support Analyst


Location: Lagos

Division: Market Operations  Technology Division
Department: Market Operations Department
Role: Market Support Analyst
Location: Lagos
Report To: Operations Manager
Grade: Executive Assistant – Officer
Estimated Date of Resumption: Wednesday, November 1, 2017.

Job Summary
  • The Nigerian Stock Exchange services the largest economy in Africa, and is championing the development of Africa’s financial markets.
  • The Exchange offers listing and trading services, licensing services, market data solutions, ancillary technology services, and more.
  • It is an open, professional and vibrant exchange, connecting Nigeria, Africa and the world.
  • The incumbent will be responsible for assisting in translating the Exchange’s vision into a technical vision and supporting the team members in delivery as it relates to the trading floor.
  • The incumbent will possess a proven track record in designing, building and supporting a world class technical infrastructure and applications services in a secure manner with maximum uptime and in line with best practice principles.
Key Responsibilities
  • The incumbent will possess a proven track record in designing, building and supporting a world class technical infrastructure and applications services in a secure manner with maximum uptime and in line with best practice principles.
  • The successful candidate will have a solid technical background and will be technically sound ‘on the ball’ with the ability to get ‘hands-on’ where required, but also able to manage a team of support staffs based on robust processes and communicate effectively at middle management levels to explain technical issues.
  • The incumbent will be strategically minded, with ability to help identify new/emerging technology options and have robust technical project delivery skills to support complex and highly visible technology change projects.
  • Assist in driving the formulation of the technology strategy. Supports its execution, working in close collaboration with both internal and external stakeholders.
  • Build, retain and motivate a best in class support team across all the main trading floors and oversee associated changes.
  • Ensure the Exchange operates a high availability, robust and high permanent technology infrastructure and services, visible to both internal and external (remote traders) stakeholders.
  • Identify and manage strategic supplier relationships to augment internal and strategic capabilities, whilst ensuring a high level of service delivery supporting the organization.
  • Assist the support lead to manage and deliver the technology services in line with global best practices for infrastructure.
  • The Market Support Analyst will be expected to have skills, knowledge and experience on the following areas: Hands-on current and expertise in at least two technical disciplines (networks, OS, hardware, technology quality assurance, and telecoms), knowledge of information security principles and application.
  • Quality management. Knowledge management.
  • Supplier/Purchasing management.
  • Entrepreneurially minded.
  • Ability to deal with uncertain business and technology challenges that may arise within the trading floor.
  • Assist in managing and be accountable for dependencies, exceptions, slippage, issues and priorities.
  • Assist in managing and be accountable for the management of opportunities including the development of contingency plans.
  • The Market Support Analyst will be expected to assist in planning delivery of appropriate services and solutions to meet overall service office objectives often against tight time, financial or resource constraints.
  • Communication and visibility of all critical issues and their status and service restore plans.
  • Communicate the technology improvement plans to internal and external stakeholders.
  • Leadership. The Incumbent will need to be an effective team leader to help create effective, informed and highly motivated team(s) focused on delivery.
  • Ensure the coherence of the service, technical project(s), dependencies and conflicts and develop and maintain the appropriate environment to support all areas involved in the delivery.
  • Influence, inspire and support cross functional project teams at any available opportunity.
  • Support transformational technology initiatives. People Management and Development.
  • The incumbent will need good people skills including: the ability to create clarity of roles and responsibilities for members of the team and assist in achieving the results, Maintain relationships with the overall team, Business team(s) and stakeholders, Manage conflicts and dependencies across teams and wider stakeholder group. Financial Control.
  • Effective conflict resolution. Build and manage credibility with stakeholders and the team.
  • Assist in building a dependable team.
  • Ensure that Facilities in the trading floors work optimally. Provide E2E technology integration from clients to brokers and dealing members of the exchange.
  • Ensure appropriate technologies to re-engineer the business processes are identified, implemented and maintained.
  • Ensure all changes are well tested and managed in a controlled manner with full rollback plans.
  • Work with stakeholders and suppliers to develop strategic solution options, resourcing options and delivery plans.
  • Adhere and make sure that change controls are put in places where changes are to be effected.
  • The Market Support Analyst will be expected to have excellent communication skills and experience in working with stake holders and other members of the broker dealers’ community in the business.
  • Pro-activeness in addressing any service / quality issues and deviations from plan.
  • Network Diagrams interpretation.
  • Network security.
  • Printers installation/repairs.
  • Use of Network tools like; insertion tools crimping tools, Network tester and others.
  • Design and implement a medium Local area network.
  • Have ideas on Cisco switches and routers basic configurations.
  • The Market Support Analyst has considerable freedom to act in order to deliver services required for the provision of an efficient and effective operation.
  • He/She will be expected to work to a high level of technical standard, accuracy and lead by example.
  • Continually supporting the training of other team members to become self-sufficient
  • The incumbent will be expected to work within the budget for their department and ensure monitoring and management of spend as it applies to his team and services This will cover the following activities: Development of a robust business case for the programme(s) and re-forecast value creation where necessary, Facilitate a process for ensuring regular tracking and management of costs, Review of cost anomalies or over-spend upward within the service and line management in a timely fashion, Negotiate optimum prices with suppliers whilst ensuring sound service levels.
  • Ensure service availability for trading activities on the Trading floors. Regular and effective communication of deliverables and key issues, and tracking to stakeholders.
  • Technical assistances to the branches.
Qualifications and Experience
  • Minimum of 2 years working experience in a similar position.
  • B.Sc degree/HND or Equivalent in Engineering discipline, Mathematics or Physics/Electronics will be a distinct advantage.
  • Experience with managing team members of support staff in a business critical service environment.
  • Technical certifications in networking technologies will be an added advantage.
  • Ability to demonstrate a track record of delivering complex business critical change.
  • Experience in managing/working with senior stakeholders is an added advantage
  • Solid technical track record in supporting and implementing technology infrastructures and or applications is essential.
  • Networking (switching/routing) experience will be a distinct advantage.
  • Experience on at least one core technical disciplines (e.g., Networks, Server hardware and Operating Systems etc.,) at a ‘hands-on’ level is essential.
Functional Competencies:
  • Desktop Engineering and Support
  • Emerging Technologies
  • Server Desk and Incident Management
  • Stakeholder Management
  • Microsoft Office Packages
  • Network Planning and Design
  • Server Administration
Behavioural Competencies:
  • Attention to Detail
  • Problem Solving
  • Team Work
  • Time Management
How to Apply
Interested and qualified candidates should:
Click here to apply

Friday, October 06, 2017

National Information Technology Development Agency (NITDA) Scholarship 2017/2018


The National Information Technology Development Agency (NITDA) has as its mandate to develop and regulate the Information Technology in Nigeria. Developing and regulating IT will support in transforming Nigeria into an IT driven economy for global competitiveness and the dire need of digital literacy.National Information Technology Development Agency (NITDA) Scholarship 2017/2018


The Agency has since 2010 established a scholarship scheme for Masters and Doctoral degree in relevant areas of Information Technology (IT) and ICT Law obtainable in Nigerian (Government and Private) Universities.

NITDA Postgraduate Scholarship Scheme 2017/2018

Duration
  • The sponsorship for the Masters programme will run for one year and the Doctorate programme for three years.
Criteria
  • The scholarship award is strictly based on merit and is evenly distributed between the six geo-political zones for the PhD, 36 States and FCT for MSc.
Eligibility (Nigerians)
  • PhD: Only University and Polytechnic Lecturers with MSc in any Information Technology related field are eligible to apply for sponsorship.
  • MSc: Holders of First Class or Second Class (Upper) Honours Bachelor’s degree, in Information Technology related field and Law.

How to Apply

Interested and qualified candidates should visit http://scholarship.nitda.gov.ng/

Note

  • A comprehensive Aptitude Test(s) will be conducted to determine successful candidates for the Award.
  • Only candidates who are found eligible will be Shortlisted.
  • Furthermore, there will be interview (which includes supplementary test, verification of credentials & character evaluation) for best performing candidates.

Application Deadline Date 
15th November, 2017.

OPULENCE ESTATE, LAKOWE

Have you heard about the Prestigious Lakowe Lakes and Golf Course. Would you like to live close to the 18-hole Golf course and the Artificial Lake inside the Golf Course?

This is a good oppurtunity to secure your Plots. OPULENCE ESTATE, LAKOWE is a very new estate just unveiled 3 days ago. Its on the same road with the Lakowe Lakes and Golf Course. Its a 30-second drive off the Lekki Epe Expressway.

Its selling for N10,500,000 per plot and Guess what...The 1st 20 Subscribers get a whooping 10% discount. There is also a 3 to 6 months payment plan.

Please call Odo Eyo Oku on 08181009845 for free inspection and enquiries.

We await your Call. Thank you.

INVEST IN MERIT PARK


*Merit Park* is an Estate located in Iberekodo, Ibeju Lekki, on the Lekki Free Trade Zone Axis. It is the very first Estate on the left of the Lekki Free Trade Zone Road, on your way from Eleko to Dangote Refinery.

*Merit Park* is less than 3 minutes drive from the popular Amen Estate, and mid-way between Dangote Refinery and the proposed Lekki International Airport.

Merit Park is majorly dry land. The wet areas  is being sand-filled. The beauty of *Merit Park*  is that it is a few distance away from Dangote Refinery and the Lekki Deep Sea Port, so residents of this Estate will not experience traffic gridlock which which may be a potential problem with other estates having very close proxmity to Dangote Refinary and Lekki Deep Sea Port.

Land appreciation at *Merit Park* is guaranteed because of the various catalyst projects, driven by private sector investment. The close promixity to Amen Estate also guarantees that the value will be at par with Amen Estate very soon, especially since modern technology will be deployed during development of the Estate facilities.

*Estate Features:*
Gated Estate
Perimeter Fencing
Paved Roads
Recreation Park
Security Post
Central Sewage
Central Electricity Connection
Public Water/Bore Hole
Designated Layout/Survey Plan.

*Land Title:* Excision via Lagos State Gazette, No. 11, Vol. 3, Pages 30-38

*Neighboring attractions:*
Amen Estate
Lagos Smart City
Pan Atlantic University
Iberekodo Industrial Scheme
Lekki Free Trade Zone
Dangote Refinery
Eleko Beach
Power Oil Company
LaCampagne Tropicana Resort
Dano Milk Company
Chinese Steele Industry
Lagos State General Hospital
Lekki Deep Sea Port
Lekki Golf Course.

*Land Size:*600sqm

Outright payment: N4m/plot.
6 months: N4.25m/plot. 12 months: N4.5m/plot. 18 months: M4.75m/plot.

*PROMO PRICE:* N3million outright. Valid until  October 3.

*Westwood Homes, Sangotedo Ajah Lagos*


We are glad to bring to your notice that we now have semi detached and blocks of flat for sale in Westwood Park estate phase 2.

*Westwood Homes* is located inside our alluring and luxury westwood park estate phase 2, located in the prime neighbourhood of Novare Shoprite mall, off Monastery Road Sangotedo, Lekki Lagos.

Westwood Homes promised to be a Havens to live in with State of the earth estate facilities to be provided.

*Title*: C of O

*Prices*:  5 Bedroom Semi detached Duplex  NGN56,800,000

Blocks of flat (4 bedroom) NGN23,500,000

Blocks of flat (2 bedroom) NGN18,000,000

1 bedroom apartment NGN9,800,000

All available at off plan sales, Expected delivery time is 18 months. Flexible payment plans also available

*WHY YOU SHOULD BUY INTO WESTWOOD HOMES*

This estate is strategically located 10 minutes drives from VGCThis estate will appreciate Over 150% in 6 monthsExcellent prime and luxury locationExcellent estate facilitiesGood title (C of O)Free from any known Government acquisition.



Offer valid while stock last … You sure don’t want to miss this one.

For Enquiries contact: 08181009845



ESTATE FEATURES

Ample parking Space
Electricity
Gate House
Good Drainage
Good-Road
Green Areas
Landscaping
Perimeter Fence
Shopping Centers
Sports Corridors
Street-Lights
Swimming Pool

Recruitment in an Integrated Indigenous Oilfield Services Company


AOS Orwell, an integrated indigenous oilfield services company in Nigeria offering well construction and engineering services to the energy sector, has the vacancy for a suitably qualified person to join its team in the positions below:Recruitment in an Integrated Indigenous Oilfield Services Company

Job Title: Chartered Accountant

Ref. FIN/ACCB
Location: Rivers

Responsibilities
  • Responsible for account reconciliation, general ledger reporting and statutory tax matters, this person will report to the Accounts Manager in Port Harcourt.
Qualifications
  • Good first degree in Accounting or Economics with ICAN certification.
  • Must possess 2 to 3 years post ICAN experience preferably in a fast-paced, well structured environment.
Skills Required:
  • Should have a pleasant disposition, a team spirit with a proven ability to deliver results on time.
  • Ability to compile and analyze financial information to prepare reports and make entries to accounts, such as general ledger accounts.
  • Strong organizational and interpersonal skills.
  • Knowledge of accounting software preferably ERP – Microsoft Navision, Dynamic is an added advantage.
  • Should not be more than 30 years at last birthday.
  • Proficient computer and keyboard skills and the ability to use Microsoft Office (Word, Excel, and PowerPoint) are required skills.

 

Job Title: Project Manager, PMD

Ref. No: PMD/PRJ2
Location: Nigeria
Area: Process Management (control sytems and instrumentation)
Responsibilities

  • Reporting to the GM Operations, the Project Manager will lead the project team covering planning and coordination, scheduling, financial and cost management, contract administration and customer communications, deliverables and relationships of assigned projects.
  • Establish professional relationships with customers to ensure customer satisfaction.
  • Managing the interest of all stakeholders (customer, OEM, suppliers, etc.) in the project.
  • Ensure that the baseline project documents are produced, maintained, made available to all parties concerned and effectively used (managing the project).
  • Ensures that the project is correctly planned and managed during execution.
  • Monitor and Control the financial status of the project (BG, EAC, Billings, cost budgets, milestone payments, warranty etc.).
  • Accurately report the status (resources, technical issues, customer satisfaction, Financial) of assigned projects on all key metrics
  • Manage the process of scope definition and change control, including estimating and negotiations of contract / scope variations (change orders).
  • Anticipate timely important potential risks (technical or other).
  • Establish and execute detailed plans to ensure that risks are mitigated and opportunities are realized
  • Prepare sub-contract strategy, select sub-contractors, and negotiate contracts and control
  • Work with sales (on request) to ensure that project proposals are supported with proposal deliverables e.g. risk/opportunity, estimate, project plan, planning.
  • Expertise to deliver solutions in DCS & Safety system platforms, Field Instrumentation and Fire & Gas system.
  • Lead complete DCS Project management life cycle of Small/Medium/Large scale Projects.
Qualification
  • Relevant multi – domain experience in segments like Refinery & Petrochemical, Oil & Gas.
  • Bachelor Degree in Engineering Discipline (Electrical/ Electronics/ Instrumentation)
  • Very Good Project Management skills, PMI certification is a major advantage.
Skills Required:
  • Have Good Knowledge in DCS/PLC Based Project Execution.
  • Overall Experience (10-15 Years) in an Industrial Automation Field & 3-5 years working Experience as a Project manager in DCS field. 

Job Title: Workshop Sales Service Manager

Ref No: PMD/WSSM
Location: Nigeria
Area: Process Management (control sytems and instrumentation)
Level: Experienced

Responsibilities
  • Reporting to the Deputy Country Manager PMD, this role is responsible for the management of the sales of the PMD services (workshops), leading the service sales team, providing technical support in designing solutions to fulfill clients’ needs and for providing guidance on quotations and contracts.
  • Lead the workshop sales team for business development of AOSO workshops viz. Metering, Valves Repairs, Low Voltage /Medium Voltage & Hoerbiger
  • Establish a plan for workshops business development to support existing customers and grow the customer portfolio by developing leads and new opportunities
  • Develop and maintain a strong network with key individuals within the customer’s production/ maintenance/ operations/ L&D/ asset management organizations and leverage to anticipate customer’s needs as well as accurately forecast sales on a monthly, quarterly and annual basis.
  • Carry out any other Business Development activity that may be required by AOS Orwell vis-à-vis the client.
  • Alignment of initiatives between the Client and AOS Orwell by imbibing and transferring relevant aspects of Client’s QHSE and other systems into AOS Orwell.
  • Monitor the market and evaluate competition and customer specific strategic and operational factors to support business decisions
Qualifications
  • Technical Bachelor’s Degree from an accredited university. Minimum of 10-12 years relevant experience in technical sales in the Oil & Gas industry.
Skills Required:
  • Must have vast experience in business development of indigenous mechanical & electrical workshops.
  • Demonstrated track record of sales / business development growth in Nigeria within oil & gas market – target customers’ production/maintenance/operations/L&D/asset management organizations
  • Willingness and ability to travel 60% time across Nigeria.
  • Must be a self-starter who is driven to completion of sales orders and project execution Demonstrated experience managing a team of engineers/technicians in fast paced environment.
  • Proven leadership in an international project environment.
  • Extensive knowledge in the field of Industrial Automation with knowledge of Oil and Gas Industry.
  • Nurtures positive, collaborative working relationship with clients
  • Should have hands-on proven experience in process plant/workshop mechanical/electrical equipment QA/QC, HSE procedures such as NDE, ITP, Fabrication /Maintenance (WPS), PWHT etc.
  • Meets & exceeds client expectations by utilising clients processes/procedures to get results
  • Achieves continuous improvement by proactively assessing company’s working relationship, practices and methods.

Job Title: Valves Repair Sales Services Manager

Ref Id:  PMD/VRSSM
Location: Nigeria

Responsibilities

  • Reporting to the Workshop Sales Service Manager, this person is responsible for the management of the sales of the valve shop, driving interaction with clients on AOSO’s capabilities and providing guidance on quotations and contracts.
  • Work across the organization to influence and promote the valve maintenance business including direct selling, training, coaching, proposals/cost estimation assistance for our target market segments.
  • Work with the sales and valve maintenance workshop teams to review our offering ensuring we are market competitive across our various market segments.
  • Valve shop registration & shop Audits ; Qualification with NCDMB & NIPEX; Registration with IOCs/MFOs/NNPC
  • Valve Services Proposals ; Tracking Nipex Tenders
  • Liaise with Customers’ Valve workshops ; Align cost structure and Prepare Bids & Proposals
  • Monitor the market and evaluate competition and customer specific strategic and operational factors to support business decisions.
Qualification &  Requirements 
  • Technical Bachelor’s degree from an accredited university.
  • Minimum of 10-12 years relevant experience in technical sales in the Oil & Gas industry.
  • Demonstrated track record of sales / business development growth in Nigeria within oil & gas market – target customers’ production/maintenance/operations/L&D/asset management organizations
Skills Required:
  • Willingness and ability to travel 60% time across Nigeria
  • Must be a self-starter who is driven to completion of sales orders and project execution.
  • Working knowledge of Valve repairs.
  • Excellent verbal and written communication skills, ability to read and write English
How to Apply
Interested and qualified candidates should:
Click here to apply

Application Deadline Date 
6th October, 2017.

Thursday, October 05, 2017

Offshore Company Representative at Hobark International Limited (HIL)


Hobark International Limited (HIL) is the parent company of the Hobark group operating in the oil and gas industry. The company was incorporated in 1998, starting as a staffing agency based in Port Harcourt. Currently we have offices in 4 countries with our head office in Lagos.Offshore Company Representative at Hobark International Limited (HIL)

We are recruiting to fill the position below:

Job Title: Offshore Company Representative (Night)

Req I D: Req-1165
Location: Offshore

Description
  • The Company rep is designated Responsible for Safety and Environment on Site delegate (RSES-D) and is directly accountable for the safe execution of the offshore works.
Installation Activities
The SERVICE holder is UFR Contractor’s focal point for day to day activity onboard the installation vessel. In a narrow coordination with the UFR Installation team based in Lagos, the SERVICE holder shall:
  • Supervise that the agreed procedures are respected during all the offshore presence of the installation vessel on Company site, mainly for the following activities performed onboard the vessel by URF Contractor:
    • Supply / Barge activities alongside or at close vicinity of the vessel
    • Transfer of equipment onboard the vessel
    • Deck operations o Lifting, overboarding, lowering and landing of subsea structures
    • Subsea ROV works
  • Ensure that any modification of the agreed procedure is covered by the Management Of Change agreed process
  • Sign in due time and when satisfactory preparation level has been achieved each specific Ready For Installation certificate.
  • Communicate with onshore support to:
    • Plan the coming operations
    • Mobilise offshore relevant personnel from other packages (i.e. SPS & Umbilical Contractor Personnel)
  • Communicate, in accordance with the defined project procedures, with COMPANY Representative acting onboard other vessel(s) working at Site in case of co-activities or SIMOPS activities
HSE:
  • The SERVICE holder is responsible, onboard the installation vessel, to ensure that COMPANY HSE standards are applied throughout the operations and participates to hazard assessments for any activity involving the vessel. The company rep shall lead the offshore team and shall demonstrate exemplary HSE behavior to en ensure all works on the vessel shall be conducted in a safe manner according to the Companies Golden Rules, CONTRACTOR HSE rules and international and local regulations. He is the COMPANY’s focal point in case of an emergency onboard the vessel and ensures proper implementation of the emergency response procedures. In particular the UFR Offshore Company Representative shall:
    • Regularly call meetings to remind and motivate the Company and Contractor offshore team of the HSE principles
    • Ensure all meetings start with a Safety Moment
Qualifications
  • Sound background in Oil and Gas installations, marine operations and offshore construction.
  • Minimum 10 years experience in Design and Installation of Subsea / Deepwater Steel Structures or previous exposure to UFR EPCI projects.
  • Good knowledge of international structural design codes / standards
  • Good organizational skills
  • Experience in leadership and team management
  • Fluent in English (verbal and written).
  • BOSIET certificate.
Primary Skills:
  • Construction Manager, Installation Engineer, Marine Operations, Engineering, EPC, Oil & Gas, Operations, Production.
How to apply
Interested and qualified candidates should:
Click here to apply online

Application Deadline DateNot Specified

Logistics Specialist at Economic Community of West African States (ECOWAS


The Economic Community of West African States (ECOWAS) is a regional group of fifteen West African countries. Founded on 28 May 1975, with the signing of the Treaty of Lagos, its mission is to promote economic integration across the region. Considered one of the pillars of the African Economic Community, the organization was founded in order to achieve collective self-sufficiency for its member states by creating a single large trading bloc through an economic and trading union. It also serves as a peacekeeping force in the region. The organization operates officially in three co-equal languages French, English, and Portuguese.Logistics Specialist at Economic Community of West African States (ECOWAS)

We are currently recruiting for the vacant position below:

Job Title: Logistics Specialist

Reference: ECW/WAHO-CDC/11
Location: Abuja, Nigeria
Grade: P3/P4
Status: Permanent
Reports to: Head of Division, Administration and Finance

Job Summary 
  • Under the supervision of the Head of Administration and Finance Division, the logistician is responsible for assisting in the management of all logistical aspects related to epidemic prevention, detection and control, particularly within the framework of the deployment of the ECOWAS Regional Rapid Response Team.
Duties and Responsibilities
The Incumbent will work closely with the Professional Staff of the ECOWAS Regional Centre for Disease Surveillance Control, in particular with the Incident Manager. He/she shall:
  • Provide logistic services for the deployments of the ECOWAS Regional Rapid Response Team.
  • Support the Administration division in planning and organizing the work of casual/temporary staff
  • In collaboration with the Administration Officer of the ECOWAS Regional Centre for Disease Surveillance and Control, monitor supplies and relationship with suppliers
  • Send reminders in case of delay in the delivery to the store and inform Line Manager.
  • Supervise and send faulty materials or products back to suppliers for replacement
  • Manage equipment and materials safety.
  • Supervise control of supplies and equipment (including vehicles, electrical / electronic equipment) and development of user and maintenance guides (guides, protocols, procedures, etc.)
  • Provide administrative and financial guidelines regarding logistical aspects and the use of equipment, in particular vehicles (insurance, registration, tax discs/license tags, driving licenses, etc.)
  • Ensure the availability of facilities for storage of equipment
  • Plan and organize with local and international suppliers and freight forwarders/clearance agents, the transport of medicines, vaccines, reagents, materials and equipment for epidemics prevention, detection and control: customs clearance, search for storage site, negotiating contracts with freight forwarder/clearance agent etc.
  • Supervise and manage activities of receipt, storage and provision of materials in the warehouse.
  • Manage the flow of materials between the area of storage or the warehouse and intervention sites, in particular of the Rapid Response Team.
  • Collect information and analyze context
  • Establish the basic safety plan
  • Comply with the proper application of safety procedures and rules
  • In addition, as part of his/her mission, the Logistician (s) will be required to supervise handling staff, as needed.
Qualifications/Experience/Skills
  • A Bachelor’s degree in logistics or related field;
  • Proficiency in Microsoft Excel, logistics processes (flow management, inventory management) and logistics performance indicators.
  • Possession of higher degree would reduce the required professional experience to three (3) years;
  • Excellent leadership skills, collaboration with partners, good interpersonal relations and advocacy skills.
  • Excellent strategic thinking, global approach, report writing abilities).
  • Excellent communication and negotiation skills as well as good knowledge of health policies and work environment in ECOWAS Countries.
  • Control of storage procedures and optimal preservation conditions for pharmaceuticals
  • Basic knowledge of management for the development and monitoring of an order budget
  • At least 5 years of professional experience in Operations and Logistics Engineering;
Age:
  • Candidate must not be more than 50 (fifty) years of age at the point of recruitment and must be an ECOWAS citizen.
Language:
  • Must be fluent in one of the official languages of the Community; English, French and Portuguese. A working knowledge of another would be an advantage.
Annual Salary
USD 36,901 USD 44,469/ USD 44,328 – USD 51,637

How to Apply
Interested and qualified candidates should download the “Job Application Form” below, fill it and send it as an email attachment together with their CV’s to: logistics@ecowas.int
Click Here to Download Job Application Form (MS Word)

Application Deadline Date: 
26th October, 2017.

BusinessDay Graduate Trainee Program 2017


BusinessDay is recruiting  young, vibrant recent graduates to join the Graduate Trainee Program.BusinessDay Graduate Trainee Program 2017

Job Title: Businessday Graduate Trainee Program

Job Description
The Businessday Graduate Trainee Program is an intensive program which provides a unique opportunity for young people who are resourceful and passionate about building a fast tracked career. Graduates Trainees will be required to work in varied work roles and context especially for content development and sales.

Requirements
o    Minimum of a 2.1 degree in Economics, Statistics or Accounting from an accredited University.
o    Applicants should not be more than 26 years of age as at September 1, 2017.
o    Applicants must have concluded NYSC, and must have discharge certificate in hand
o    Applicant's Date of Birth, Gender and Class of degree must be clearly stated on resume.

Knowledge/Technical Skills/Expertise:
o    Creative, Innovative and Analytical
o Digital savvy-Must be able to use all social media platforms and understand what is required to succeed in the digital media space.
o    Intermediate to expert competence in the use of MS Office Suite.

How to apply 
Interested candidates should send their resumes tobusinessdayhr@businessdayonline.com

Application Deadline Date
October 6th, 2017.

Entry Level Call Center Agent at GV Alliance Partners


Growth in Value Alliance (GV Alliance) Partners is a business advisory and market intelligence services firm. Our objectives are to assist organizations to achieve their growth aspirations by providing market intelligence, strategy blueprint, IT solution delivery expertise and business operation improvement capabilities.Entry Level Call Center Agent at GV Alliance Partners

Applications are invited from suitable qualified persons for the position below:

Job Title: Call Center Agent

Location: Lagos

Requirements

  • Only applicants with Ordinary National Diploma (OND)in any discipline are eligible to apply.
  • Applicants with higher qualifications should not apply.
  • Applicants must have graduated from the Ordinary National Diploma (OND) program between January 1, 2014 and December 31st, 2016 and possess a minimum of lower credit.
  • Good communication skills.
How to Apply
Interested and qualified candidates should send their CV’s with the job title as the subject of mail to: contact@gvapartners.com

Application Deadline Date
Not stated

PR Coordinator Job at Organization of the Petroleum Exporting Countries (OPEC) g

Organization of the Petroleum Exporting Countries (OPEC) - We coordinate and unify the petroleum policies of its Member Countries and ensure the stabilization of oil markets in order to secure an efficient, economic and regular supply of petroleum to consumers, a steady income to producers and a fair return on capital for those investing in the petroleum industry.PR Coordinator Job at Organization of the Petroleum Exporting Countries (OPEC)


We are recruiting to fill the position below:

Job Title: PR Coordinator


Job Code: 8.2.01
Location: 
Nigeria

Job Summary

  • Within the Support Services Division, the Public Relations & Information Department is responsible for presenting OPEC objectives, decisions and actions in their true and most desirable perspective, disseminating news of general interest regarding the Organization and the Member Countries on energy and related matters and carrying out a central information programme and identifying suitable areas for the promotion of the Organization’s aims and image.
Objective of Position
  • To assist the Head of Department in formulating strategies for creating and maintaining a positive public image for the Organization and in the execution of these strategies and related policies and decisions; to provide timely information through the most effective means to targeted audiences as well as the general public about OPEC, its aims and objectives, its activities, its decisions and their rationale, and its positions on topical issues in the industry; and to coordinate the programme of the Public Relations Team.
Main Responsibilities
  • Advises and assists the Head of Department in elaborating concepts and approaches for increasing public and institutional awareness about the aims and objectives of OPEC as well as OPEC’s positions on topical issues.
  • Advises on and assists the Head of Department in initiating and coordinating programmes aimed at promoting the image of OPEC with its role of stabilizing the international oil market.
  • Establishes and maintains good network of media contacts and manages media relations through proactive communications by organizing interviews, inputs to editorial supplements, leveraging of OPEC reports etc.
  • Advises on advert placements and, with the support of the Editorial and the Design and Production Services teams, on the appropriate editorial format and art work.
  • Monitors public perceptions about OPEC as expressed in the press and at various formal and informal fora and prepares appropriate responses as necessary.
  • Conducts briefings for visiting students and groups to the Secretariat.
  • Produces, in collaboration with the Editorial and the Design and Production Services teams, special publications (press kits, specialized magazines, flyers, posters etc.) for strategic audiences with the objective of disseminating positive messages about the Organization.
  • Produces - with external assistance as appropriate - TV programmes for local, national and international TV channels.
  • Identifies and advises on events and activities in which OPEC’s participation could enhance the Organization’s image.
  • Coordinates visits of journalists at OPEC events, and provides necessary assistance (including arranging interviews, press kits and gift items).
Required Competencies and Qualifications
Education:
  • University degree in Public Relations, Media Studies, Journalism, Social Sciences or Advertising; Diploma/certificate in Public Relations
  • Advanced degree or professional qualification in PR or journalism preferred
Work Experience:
  • 10 years in PR, whereof 2 years in supervisory/coordinating position
  • 8 years in case of advanced degree or professional qualification
Training/specialization:
  • Modern information practice and techniques
  • Knowledge of audio-visuals an asset
  • Membership of a professional public relations body
Competencies:
  • Managerial & leadership skills
  • Communication skills
  • Analytical skills
  • Presentation skills
  • Interpersonal skills
  • Customer service orientation
  • Initiative and integrity
Language:
  • English, other major languages are an asset
Status and Benefits
  • Members of the Secretariat are international employees whose responsibilities are not national but exclusively international. In carrying out their functions they have to demonstrate the personal qualities expected of international employees such as integrity, independence and impartiality.
  • The post is at grade D reporting to the Head of Public Relations & Information Department. The compensation package, including expatriate benefits, is commensurate with the level of the post.
How to Apply
Interested and qualified candidates are requested to fill in a résumé and an application form which can be received from their Country’s Governor for OPEC. In order for applications to be considered, the application form and resume must reach the OPEC Secretariat through the relevant Governor not later than the closing date stated above.

Click Here For More Information

Note: Applicants must be nationals of Member Countries of OPEC and should not be older than 58 years.

Application Deadline Date
27th November, 2017.

Wednesday, October 04, 2017

Schlumberger engineering recruitment 2017

Did you graduate with a first class or a second class upper from an engineering field, schlumberger is recruiting.Apply now

Nigerian Bottling Company youth empowerment program

The Nigerian Bottling Company is organising a 3-day workshop for 1,500 youths in 3 states and reaching a further 8,500 via its Digital Hub providing online training. The goal of the workshop is to empower the youth with skills needed to succeed in life. Apart from the various trainings, selected participants will intern in various organisations.
This workshop is free! Register here: http://www.kasherltd.com/YEP2017/

Vacancy at a university in abuja

Please is there anyone with MSc in environmental sciences eg Architecture, Quantity Survey,Urban and regional studies etc for lecturing in a private university @ Abuja...ASAP! Pls email CV to malookaita@gmail.com

MONEY MISTAKES

*Money Mistake 1* Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest. *Money Mistake 2* Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors. *Money Mistakes 3* If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving. *Money Mistake 4* When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective. *Money Mistake 5* Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment. *Money Mistake 6* Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank. *Money Mistake 7* Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory. *Money Mistake 8* Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place. *Money Mistake 9* Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy! *Money Mistake 10* Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away. *Money Mistake 11* Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along east Legon road and you pay #5K for a shoe that you can get at #3K at Makola market, that's a money mistake except for those who have achieved financial freedom. *Money Mistake 12:* Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy! *Money Mistake 13:* Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs? Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

Wednesday, August 12, 2015

Alexander the Great's last wish

On his death bed, Alexander summoned his army generals and told them his three ultimate wishes:

#1. The best doctors should carry his coffin...

#2. The wealth he has accumulated (money, gold, precious stones) should be scattered along the procession to the cemetery...

#3. His hands should be let loose, so they hang outside the coffin for all to see!!

One of his generals who was surprised by these unusual requests asked Alexander to explain.

Here is what Alexander the Great had to say:

#1. "I want the best doctors to carry my coffin to demonstrate that in the face of death, even the best doctors in the world have no power to heal .."

#2. "I want the road to be covered with my treasure so that everybody sees that material wealth acquired on earth, will stay on earth..."

#3. I want my hands to swing in the wind, so that people understand that we come to this world empty handed and we leave this world empty handed after the most precious treasure of all is exhausted, and that is: TIME.

We do not take to our grave any material wealth. TIME is our most precious treasure because it is LIMITED. We can produce more wealth, but we cannot produce more TIME.

When we give someone our time, we actually give a portion of our life that we will never take back. 

Thursday, July 30, 2015

Call for Applications - GEMS4 Launches £3.5 Million Funding Window For Women Empowerment



Charged with the mandate to catalyze private sector investment in innovative, commercially viable, and inclusive business models that result in improved performance, job creation and improved income opportunities for poor men and women engaged in the Wholesale and Retail sector, two funding windows have been launched by the Growth and Employment in States – Wholesale and Retail Sector (GEMS4) - a market development project in Nigeria funded by DFID/UKaid and the World Bank.


It has been identified that 7 out of every 10 baskets of perishable food produce such as tomatoes, pepper, and vegetables are lost within the value chain before it gets to the end consumer due to poor preservation techniques and storage facilities, while many women in the wholesale and retail sector which contributed (N22 trillion) to the 2014 national GDP are poor.


The GEMS4 Enterprise Challenge Fund is a £3.5 million private sector development matching grant fund set to provide financial and technical support to innovative business ideas that will either tackle the loss of perishable produce due to spoilage and wastage, or create income opportunities in the sector for women.

The funding windows were created in a bid to spur the private sector into developing and providing the needed solution. Although the fund is focused on business innovation and solutions, applying organisations and projects must meet certain key criteria to be eligible to apply for grant funding support.



The best ideas will receive grant investment of up to £150,000 with special consideration for applications from women owned or managed enterprises.


Eligible organisations are encouraged to apply for the GEMS4 Enterprise Challenge Fund through the following Funding Windows which are currently open for application:


Women Economic Empowerment -Term Sheet

Women Economic Empowerment - Application Form


Off Grid Storage Solutions - Term Sheet

Off Grid Storage Solutions  - Application Form


Each funding window seeks to address a specific market problem facing small and medium enterprises, small-holder farmers/producers, poor and vulnerable men and women engaged in economic activities within the wholesale and retail sector, and its value chain.


By improving private sector perceptions of the associated costs and benefits of innovating and adopting pro-poor models, it will encourage replication. It is intended that the impact of funding given to an individual project will be multiplied by the resulting and recurring changes to perceptions and practices in the Wholesale and Retail Sector.


Deadline for submission of applications is 24th August, 2015.  Applications submitted after the deadline date will not be accepted or processed.


Please send clarification questions and enquiries to the fund manager on  challengefund@coffeynigeria.com or call +23413428155

for information visit Gems4Nigeria for how to participate. Follow #GEMS4ChallengeFund online for updates.  

Terms and conditions apply.




personal finance lessons from the book "Richest man in Babylon".

Babylon as at the time was the richest kingdom in the world. Although a very rich nation its citizens were sinking in the seas of poverty. The king became worried and wondered why so few of the people acquired the gold. The chancellor investigated and brought back his observations that only a few of the people had the knowledge of safekeeping part of the gold they received. For others to be taught how to keep a part of the gold, Arkard, then the richest man in Babylon was called upon to handle the job and he titled his lecture “the seven cures for a lean purse”. They are
1. Start fattening your purse. The very first he prescribed was for every ten coins earned, a tenth of it should be kept.
2. Control your expenses. To do this, you do not confuse your “needs” with your “wants or desires”. Everybody is with more wants than he can actually backup with money. A budget must be made for the necessary expenses. The budget reveals the crevasses and holes in your purse and enables you to seal them.
3. Multiply your wealth. When you have been able to control your expenses, your wealth should multiply. A man’s wealth is not the amount of money he carries about but the golden scream that continually flows into his purse. Put each coin to labouring that it may reproduce its kind and multiply your wealth, a source of continous wealth. Relating this point to today’s world, though gold is no longer in use, we still have expenses to handle. By investing part of your earned income properly, you should multiply your wealth.
4. Guard your treasures from loss. Learn to invest your income only where it is safe where your money could be recollected when desired with fair interest. Seek relevant information from very reliable sources study carefully before entrusting your money into any investment, make acquaintance with the risks involved. Here is how his first investment went.
- “My own investment was a tragedy to me at the time. I entrusted the guarded savings of a year to a brick maker named Azmur, who was traveling over the far seas to Tyre and agreed to buy for me the rare jewels of the Phoenicians. These we would sell upon his return and divide the profits. As it happened, the Phoenicians were scoundrels and sold him bits of glass. My treasure was lost. Today, my training would show to me at once the folly of entrusting a bricklayer to buy jewels.
5. Make your home a profitable investment. Money lenders gladly consider the desires of men who seek homes and bind for their families. Readily, may you borrow to pay the bricklayer and builders for such commendable purposes if you can show a reasonable portion of the necessary sum which you had provided for the purpose.

After completion of the house, you can pay the money lenders with the same regularity as you were paying the Landlord. This is because each payment reduces your indebtedness to the borrower and will reduce your cost of living, making available more of your earnings for pleasure and gratification of your desires.
6. Ensure a future Income. The man who because of his understanding of the laws of wealth acquires growing surplus should give thoughts to those future days. He should plan certain investments or provisions that’ll endure safely for many years, yet will be available when the time arrives which he has so wisely anticipated. There are so many ways a man may provide for his future. Summarily, his sixth lecture was on investment. By so doing, you accumulate wealth for yourself and to keep you going at a time you are unable to keep your job going.
7. Increase your ability to earn. He said “a young man came to me complaining that his income from his job was not enough to pay his expenses. There upon I told him that this being the case, he was a poor customer for the money lender, as he possessed no surplus earning capacity to repay the loan. The man told me that he had been going to his employer six times weekly to seen an increase in his wage but it has always been to no avail. According to Arkard the man possessed what was required to earn more, a proper and commendable desire. Desire must precede accomplishment. The secret of people whom today serve as our idols role models etc is their determination before anything can be accomplished. The man lacked a basic principle towards earning more which is determination. There are many channels via which an individual can earn more even without a raise in wage. He lacked knowledge. The seventh and last remedy concerns cultivating your own powers; to study and become wiser; to become more skilful; to be more determined; act big, think big and talk big. Always carry out the affairs of man change and improve because keen minded people seek grater skills that would enable them to better serve those upon whose patronage they depend. The more of wisdom we know, the more we earn. The man who seeks to learn more of his craft shall be richly rewarded. Desire should be backed up with determination. These desires must be simple and definite. They defeat their own purpose should they be too many too confusing or beyond a man’s training to accomplish. At times when people are introduced to investment, they marvel and wonder where they are to get money for investment purposes. Unless you take total control of your expenses, the debt burden on you could lead you to an early demise. It is a well known fact that what an individual earns is not a major determinant of his wealth. The reason being that the money has conflicting needs. Our society is constantly changing so also our desires and needs. Certain people prefer sinking in the sea of illusions rather than have the freedom of real wealth. They choose lifestyle rather than riches. Many bosses are the ones that are caught by this problem. They always spend so much money on rather liabilities than assets. They feel investment is waste of good money. They are tied to just what they earn. Some of them rather think that very huge sums of money are required for investments without knowing that you have to start gradually and invest in good ventures. The money keeps increasing and multiplying itself. Some people blame their incapability to the fact that they are from very poor families. Research has shown that people from poor families are more hardworking than their rich counterparts. The fact is that we are on an endless treadmill where we work, generate income, expend our incomes and continue working. Robert Kiyosaki calls it the “rat race”. It is a race where very hardworking people who choose to toil for their money and not embezzle end up with nothing to show for their labour because the income is already expended before it is received. Riches increase rather than satisfy desires. Wealth creation entails proper financial management. It is difficult for people to practice this because they consider it too risky. Remember there’s a risk in crossing the road and there’s a risk in not crossing the road. Every bit of money we get our hands on gives us the power to choose our future whether to be rich or poor. This money is a little soldier on our battlefield of wealth. Liabilities kills the soldier while asset empowers the soldier to produce more soldiers of its kind to continue battling for your financial security.
The basics towards wealth creation is paying yourself first. Something of note is that you are part of the reason other people get wealthy. Each liability bought empowers another man’s soldier to multiply. Financial intelligence according to Robert J. Kiyosaki is made up of the ability to read numbers, the science of making money from nothing, understanding market trends and the awareness of the laws and
regulations governing investing. A combination of all these elements is needed to become successful in wealth creation.
Financial intelligence is necessary for the making of a good investor. Becoming a good and knowledgeable investor comes by experience most times. The media today has made very inexpensive convenient ways of educating you about financial markets.